Building business credit correctly means there is rarely a need for a personal credit check in order for business owners to qualify. This means all business owners, even those with bad credit, can benefit from building their business credit. If the business owner has credit challenges yet has some kind of collateral, business cash-flow, or personal guarantor, they can also get funding along with business credit. Funding can be secured in as little as 30 days. Most forms of acceptable collateral will help the business owner to qualify – these include credit card sales, inventory, equipment, receivables, 401k and securities, even consistent revenue will help with qualifying.